One of the most devastating things that can happen to you is your home being foreclosed, especially if you have a young family. At this point your options are very limited. You can try to negotiate with your lender to get more time or to make smaller payments, but once you get to the foreclosure stage, negotiating becomes extremely difficult. One option you may have is applying for a government grant to save your home.
Instructions
- 1
Visit Grants.gov and select "Find Grant Opportunities" from the menu on the left-hand side of the screen.
2Click "Browse by Category." Find the "Housing" option, and click it.
3Look through the available grants on the list that appears on your screen. Click on the link to find out more about each grant. Choose the one that best fits your situation. For example, you may be able to find a grant to help a veteran stop a foreclosure on his home. If you're a veteran, this grant would fit your situation.
4Go back to the "Find Grant Opportunities" page if you can't find an appropriate grant by looking through the "Housing" category. Click on "Basic Search."
5Type relevant keywords into the "Keyword Search" box. Examples include "home foreclosure" or "home grants." Again, look through the available grants, and choose one that fits with your situation.
6Make a note of the CFDA Number, Funding Opportunity Number and Funding Opportunity Competition ID for the grant you choose. Click "Apply for Grants" from the menu on the left-hand side of your screen.
7Click "Download a Grant Application Package." Enter the CFDA Number, Funding Opportunity Number and Funding Opportunity Competition ID for the grant you chose. Click "Download Package." Once the download is complete, save the application and the instructions on your computer.
8Read the instructions carefully. Grants are offered through different agencies, and each one will have specific instructions to follow. Enter all the information the application requests into the appropriate fields.
9Save the grant application after you've completed it. Go to the cover page of the application, and click "Save & Submit." This action will upload the application to Grants.gov.
10Write down the tracking number that appears on the confirmation screen. This number will help you determine the status of your application.
11Visit the Grants.gov "Track My Application" page. Enter the tracking number for your grant, and click "Track." You can also use the CFDA Number, Funding Opportunity Number or Funding Opportunity Competition ID to track your grant application.
