A commercial auto liability policy may be sought if you drive a commercial auto owned by your own company. This kind of policy will provide coverage for physical damage to others, but may not include your auto in case of an accident. The auto could mean a commercial bus or any public vehicle carrying passengers. Getting commercial auto liability coverage is necessary as it involves taking the responsibility of all people in your vehicle. Here's how to find commercial auto liability coverage.
Instructions
- 1
Go online and search for "Commercial auto liability coverage." Enter these keywords in a reliable search engine such as Google or Yahoo.
2Prepare a list of companies that provide a liability policy for a commercial vehicle. Note the phone numbers of the companies that provide commercial auto policies. Shortlist the companies you believe have excellent reputations.
3Call the company representative and inform them about the type of coverage you are looking for.
4Collect information about the four kinds of policies that are usually offered by the companies. Ask the agent to provide details of the Liability Coverage, Collision Coverage, Comprehensive Coverage and Rental Reimbursement Coverage.
5Understand the clauses well as your auto is used for commercial purpose and there is more of a risk factor, therefore requiring adequate coverage. Ensure that you are covered for body injuries and other person's property damage under the liability coverage.
6Get quotes from many companies. Compare and choose the one that best meets your requirements.
